BusinessFinance

Credit Analyst

You judge whether a company or person can repay a loan, and on what terms.

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Typical pay: €34k–€65k
Usual education: Degree in finance, economics or accounting
Outlook: Steady, with strong demand in corporate and SME lending.

A day in the life

Reading financial statements, stress-testing a borrower, writing a recommendation for the credit committee.

Ways in

Bank graduate credit programme
Move from retail banking into credit risk
Finance degree with a lending internship

What to study at 16

The subjects you choose for the final years of secondary school can shape which degrees, exams and careers are easiest to reach. This is about choosing courses, not choosing a school.

Spain

Bachillerato de Humanidades y Ciencias Sociales

Portugal

Ciências Socioeconómicas

France

Bac général — spécialités

Germany

Oberstufe — Leistungskurse

Netherlands

Profiel Economie & Maatschappij

Poland

Liceum — rozszerzenia

See related careers

Skills that matter

Data Analysis Financial Literacy Writing

Best courses to take

The study routes that lead most directly into this career.

Professional qualification

Accounting (ACCA/ACA route)

Chartered accountancy training you can start after school or after a degree.

Strong for analysing company accounts.

Helpful school subjects: Maths, Accounting

Degree

BSc Finance & Investment

Valuation, markets and corporate finance — the standard route into banking and investing.

Teaches you to read and stress financials.

Helpful school subjects: Maths, Economics