Risk Analyst
Work out what could go wrong for a bank or company financially, and how likely it is.
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- Typical pay
- €36k–€62k
- Usual education
- Degree
- Outlook
- Growing — regulation keeps adding demand across European banks.
A day in the life
Run a credit-risk report, review exposure to one industry, meet the lending team about a rule change, and write up findings for the risk committee.
Ways in
- Graduate scheme
- Maths, economics or engineering degree
- Internal move from operations
What to study at 16
The subjects you choose for the final years of secondary school can shape which degrees, exams and careers are easiest to reach. This is about choosing courses, not choosing a school.
Spain
Bachillerato de Humanidades y Ciencias Sociales
Portugal
Ciências Socioeconómicas
France
Bac général — spécialités
Germany
Oberstufe — Leistungskurse
Netherlands
Profiel Economie & Maatschappij
Poland
Liceum — rozszerzenia
Skills that matter
Best courses to take
The study routes that lead most directly into this career.
BSc Business Analytics
Turning company data into decisions with SQL, statistics and visualisation.
Practical modelling and data skills.
Helpful school subjects: Maths, Statistics, IT
BSc Economics
How markets, money and policy interact, with a strong quantitative core.
Quantitative grounding risk teams look for.
Helpful school subjects: Maths, Economics
Places that hire for this
Aviva
Internships, apprenticeships and graduate programmes open to students in this area.
Banco de Portugal
Highly selective entry by concurso público; economics and statistics profiles dominate.
Bank of America
Internships, apprenticeships and graduate programmes open to students in this area.
Bank of England
Internships, apprenticeships and graduate programmes open to students in this area.
Barclays
Internships, apprenticeships and graduate programmes open to students in this area.
BAWAG Group
Risk and treasury analytics in a lean Vienna head office.
BlackRock
Internships, apprenticeships and graduate programmes open to students in this area.
Caixa Geral de Depósitos
Branch and back-office roles fill through estágios profissionais and the graduate programme.
Citi
Internships, apprenticeships and graduate programmes open to students in this area.
Deutsche Bank
Credit and market risk analyst roles